Question 1

What is MM2H?

Accepted Answer

Malaysia My Second Home (MM2H) is a long-term residency programme that allows eligible foreigners and their families to live in Malaysia on a renewable multi-year visa. It is not citizenship or permanent residency, but a structured long-term stay programme designed for retirees, investors, families and global citizens who wish to make Malaysia their second home.

Question 2

What are the current MM2H categories?

Accepted Answer

The current MM2H programme offers four main tiers: Platinum (USD 1,000,000 fixed deposit, 20 years), Gold (USD 500,000, 15 years), Silver (USD 150,000, 5 years) and SEZ/SFZ (USD 65,000 for ages 21–49, USD 32,000 for age 50+, 10 years). Each tier has specific financial, age and property requirements.

Question 3

What is the minimum fixed deposit?

Accepted Answer

The minimum fixed deposit depends on your chosen MM2H category. Silver requires USD 150,000, Gold requires USD 500,000, Platinum requires USD 1,000,000, and SEZ/SFZ requires USD 65,000 for applicants aged 21–49 or USD 32,000 for those aged 50 and above. These deposits are placed with Malaysian banks and are subject to programme terms.

Question 4

Can I bring my family?

Accepted Answer

Yes. MM2H allows you to include your spouse, dependent children under 21, and dependent parents above 60. Family members receive dependent passes linked to the main applicant. Medical insurance is typically required for all accompanying family members.

Question 5

Can I buy property in Malaysia?

Accepted Answer

Yes. MM2H holders can purchase residential property in Malaysia. Some categories have minimum property value requirements (for example, Platinum requires property valued at RM2,000,000 or above). We help clients understand the property rules, available locations and MM2H-related purchase requirements.

Question 6

Can I withdraw part of my fixed deposit?

Accepted Answer

Under current MM2H rules, approved participants may be permitted to withdraw a portion of their fixed deposit for approved purposes such as medical expenses, education costs or property purchase, subject to maintaining the required minimum balance. The exact terms depend on your category and current government regulations.

Question 7

How long does MM2H approval take?

Accepted Answer

The MM2H application timeline varies based on the category, applicant profile and current processing volumes. After complete submission, it typically takes several months for review and conditional approval. We help clients prepare thoroughly to avoid delays caused by incomplete documentation.

Question 8

Do I need to live in Malaysia full-time?

Accepted Answer

MM2H does not require full-time residency. You can travel freely while holding a valid MM2H pass. However, there are minimum stay requirements that may apply, and maintaining your fixed deposit and insurance is essential to keep the programme active.

Question 9

Which bank should I use for MM2H?

Accepted Answer

Several Malaysian banks support MM2H applicants, including CIMB, UOB, OCBC, HSBC, Bank of China Malaysia, Maybank and Public Bank. The choice depends on your preferences, account services and any specific requirements. We guide clients in understanding the options and preparing the necessary documentation.

Question 10

Can you guarantee approval?

Accepted Answer

No legitimate advisor should guarantee government approval. Our role is to assess eligibility, prepare documents carefully, guide the process clearly and reduce avoidable mistakes. Final approval rests entirely with the Malaysian immigration and MM2H authorities, and no third party can guarantee outcomes.

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